Croatian Financial and Insurance Markets Regulation 

Croatian financial and insurance markets are supervised by two national competent authorities. 

Croatian Financial Services Supervisory Agency

The Croatian Financial Services Supervisory Agency (Hanfa) is a supervisory competent on the supervision of financial markets, financial services and supervised entities providing those services.

Hanfa exercises supervision of business operations of stock exchanges and regulated public markets, companies authorised to provide investment services and perform investment activities, investment firms and securities issuers, brokers and investment advisors, tied agents, central clearing and depository company, insurance and reinsurance companies, insurance and reinsurance intermediaries, investment and pension fund management companies, pension insurance companies, investment and pension funds, Central Register of Insured Persons, Fund for Croatian Homeland War Veterans and Members of their Families and legal persons carrying out leasing and factoring operations unless they are provided by banks as part of their registered activities.

For more information: https://www.hanfa.hr/en/

Croatian National Bank

The Croatian National Bank is the central bank of the Republic of Croatia and part of the European System of Central Banks. The main objective of the CNB is maintaining price stability and the stability of the financial system as a whole. The Croatian National Bank executes monetary policy, manages international reserves of the Republic of Croatia, issues the Croatian currency – the kuna, issues authorisations of credit institutions, credit unions, payment institutions and electronic money institutions and supervises their operation. The CNB also issues authorisations of authorised exchange offices.

For more information: https://www.hnb.hr/en/home

Legislation:

https://www.hanfa.hr/regulations/; https://www.hnb.hr/en/regulations